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Group Health Insurance
Group Health Insurance is an important part of a compensation package and it can attract the cream of the workforce to a company. At the same time the cost of providing health insurance to the employees cannot be ignored. However, the possibility of finding an affordable group health insurance plan is higher than you think. There are a variety of plans that are available from either the comprehensive group health coverage or consumer-directed savings plans.
Consumer directed group health insurance plans are fast becoming popular among the small, as well as, large corporations as the policyholders take control of their health care dollars, thereby, cutting cost for themselves and the company. Some of the consumer-directed group health insurance plans are
- Health Savings Account (HSA) Plans – Here the company and employee contribute tax-free income which can be used for any health related expenditure. They also have the additional option of rolling over the funds to the next year, in case they haven’t been used. And it accrues interest too!
- Cafeteria Plans – the employees decide where their benefit dollars go by choosing from a “menu” of coverage options like medical, dental, accident, term life insurance etc.
Comprehensive Group Health Insurance Plans also offers a whole plethora of options for companies to choose from, some of which are
- Health Maintenance Organization (HMO) –One of the more affordable group health insurance options available, the employee has to go to a doctor within the network and choose a primary care physician
- Preferred Provider Organization (PPO) – Unlike the HMO, the employees have the option of receiving care from doctors and physicians who may or may not be a part of the in-network doctors.
At Berg insurance we understand how mind boggling it can be to understand which group health insurance plan is best for the organization. That’s why with our Lunch and Learns, Management Training Seminars and personal one-on-one meetings we educate our clients and make them feel more knowledgeable and comfortable about their coverage. Whether you need advice about your existing scheme or you are a first time insurance seeker or an employee trying to understand the scope of the group health insurance plan being offered by your company, we are here to help. Call us now at 800-989-7990.
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July 16th, CAI-GRIE Billiards Tournament
SEE PHOTOS
July 28-30, CACM Expo
Disneyland Convention Center
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 6th, CAI-GRIE Bowling Tournament
4:30 pm - Brunswick Classic Lanes
1800 Hamner Avenue, Norco, CA 92860
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 10th, CAI-GRIE Luncheon
11:00 am - Riverside Convention Center
3443 Orange Street, Riverside, CA 92501
Who to look for? Kimberly Lilley and Marianne Pick
August 12th, CAI-OC Luncheon
11:30 am - Irvine Marriott
18000 Von Karman Ave., Irvine, CA 92612
Who to look for? Michael Berg, Kimberly Lilley and Marianne Pick
August 16th, CAI-GLAC Golf Tournament
8:00 am - Braemar Country Club
4001 Reseda Blvd., Tarzana, CA 91357
Who to look for? Michael Berg
August 25th, CAI-GLAC Luncheon
11:30 am - Skirball Center
2701 North Sepulveda Boulevard, LA, CA 90049
Who to look for? - Kimberly Lilley
August 27th, CAI-SD Luncheon
11:00 am - DoubleTree Mission Valley
7450 Hazard Center Drive, San Diego, CA 92108
Who to look for? - Michael Berg and Kimberly Lilley
September 10, CAI-SD Morning Program
8:30 am, Courtyard by Marriott
8651 Spectrum Center Blvd San Diego, California 92123
Who to look for? - Kimberly Lilley
BERG PHOTO GALLERY
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Common Interest Developments
There has been some discussion of revised Fannie Mae guidelines with respect to community associations. This discussion has brought confusion, and I hope to provide some clarity to the issue.
Fannie Mae presented Announcement 08-34 on December 16, 2008 titled “Project Eligibility Review Service and Changes to Condominium and Cooperative Project Policies.” Among the many items included in this Announcement are general policy changes regarding project eligibility requirements, and condominium association project insurance clarifications. More…
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