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Life Insurance (Quote)
The only thing that is certain about life is that it is uncertain. It is prudent to be prepared for the unexpected and invest in a life insurance policy. The death of a breadwinner can have significant consequences for the entire family and can leave them devastated. You can give yourself peace of mind by knowing that you’ve invested in a life insurance coverage that provides for your near and dear ones when you can’t.
Most people associate a life insurance with untimely death, financial crisis and replacement of the income lost with the death of a primary earner of the family. While all that is true, there are other benefits of having a life insurance that many people may not know about. It can help you pay your final expenses like burial costs, medical expenses, estate planning and administration costs, estate taxes and debts. It can also be an inheritance to your heirs if you do not have other assets and you can even use it to make charitable contribution at the time of death. Some life insurance policies can also double up as a saving account of sorts as they allow you to build cash value, which can be withdrawn or borrowed at your request.
While there are other variations of life insurance policies, the most common types of insurance policies are
- Term life insurance, which offers coverage only if death occurs during a specific period of time and
- Whole life insurance which is more expensive and has specific face value, but also accumulates cash value that can be considered part of your investment portfolio
At Berg Insurance we understand that buying a life insurance is a major decision and with such an overwhelming variety in the market it is easy to overlook simple factors like getting the right insurance quotes. But, by spending just a little time educating yourself, you can spend a lot of money on your premiums. In our one-on-one sessions we help you do just that. We try to understand how much protection you need and what your budget is, and then work with you to get the best possible quotes on life insurance for you. For more information call our toll free number 800-989-7990.
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July 16th, CAI-GRIE Billiards Tournament
SEE PHOTOS
July 28-30, CACM Expo
Disneyland Convention Center
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 6th, CAI-GRIE Bowling Tournament
4:30 pm - Brunswick Classic Lanes
1800 Hamner Avenue, Norco, CA 92860
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 10th, CAI-GRIE Luncheon
11:00 am - Riverside Convention Center
3443 Orange Street, Riverside, CA 92501
Who to look for? Kimberly Lilley and Marianne Pick
August 12th, CAI-OC Luncheon
11:30 am - Irvine Marriott
18000 Von Karman Ave., Irvine, CA 92612
Who to look for? Michael Berg, Kimberly Lilley and Marianne Pick
August 16th, CAI-GLAC Golf Tournament
8:00 am - Braemar Country Club
4001 Reseda Blvd., Tarzana, CA 91357
Who to look for? Michael Berg
August 25th, CAI-GLAC Luncheon
11:30 am - Skirball Center
2701 North Sepulveda Boulevard, LA, CA 90049
Who to look for? - Kimberly Lilley
August 27th, CAI-SD Luncheon
11:00 am - DoubleTree Mission Valley
7450 Hazard Center Drive, San Diego, CA 92108
Who to look for? - Michael Berg and Kimberly Lilley
September 10, CAI-SD Morning Program
8:30 am, Courtyard by Marriott
8651 Spectrum Center Blvd San Diego, California 92123
Who to look for? - Kimberly Lilley
BERG PHOTO GALLERY
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Common Interest Developments
There has been some discussion of revised Fannie Mae guidelines with respect to community associations. This discussion has brought confusion, and I hope to provide some clarity to the issue.
Fannie Mae presented Announcement 08-34 on December 16, 2008 titled “Project Eligibility Review Service and Changes to Condominium and Cooperative Project Policies.” Among the many items included in this Announcement are general policy changes regarding project eligibility requirements, and condominium association project insurance clarifications. More…
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