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Property and Casualty Insurance
Property and casualty insurance coverage is essential in the event that damage or death occurs and you are liable. There are two main types of property and casualty insurance - homeowners and automobile. A homeowners policy covers damage that occurs as a result of weather, fire or other unforeseen damage, or if someone is injured or killed in your house. Auto insurance protects a car owners if they are involved in an accident or if they kill someone with their car. Property and casualty insurance can be purchased for motorcycles, boats, recreational vehicles and rented apartment as well.
In other words, property and casualty insurance is the primary insurance you need to protect your home, family, and business. Your auto insurance policy, homeowners or renters insurance policy or, if you’re a business owner, then your commercial general liability policy, coverage for your boat or small airplane, earthquake coverage, professional liability, workers compensation – all this and more falls under the umbrella of property and casualty insurance. This type of insurance offers you protection from financial loss caused by damage to your personal and business property, as well as legal liabilities from property damage or personal injury for which you are responsible.
Property and casualty insurance is also available for entrepreneurs operating their new businesses from home. However, running a business from home can have its share of liabilities. The homeowners policy alone might not offer liability protection or loss-of-income coverage.
To learn more about the various types of property and casualty insurance policies available, get in touch with Berg Insurance. We will evaluate and study your requirements and advise you on the coverage that is best suited for you. For answers to all your questions on property and casualty insurance, please call 800-989-7990. |
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July 16th, CAI-GRIE Billiards Tournament
SEE PHOTOS
July 28-30, CACM Expo
Disneyland Convention Center
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 6th, CAI-GRIE Bowling Tournament
4:30 pm - Brunswick Classic Lanes
1800 Hamner Avenue, Norco, CA 92860
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 10th, CAI-GRIE Luncheon
11:00 am - Riverside Convention Center
3443 Orange Street, Riverside, CA 92501
Who to look for? Kimberly Lilley and Marianne Pick
August 12th, CAI-OC Luncheon
11:30 am - Irvine Marriott
18000 Von Karman Ave., Irvine, CA 92612
Who to look for? Michael Berg, Kimberly Lilley and Marianne Pick
August 16th, CAI-GLAC Golf Tournament
8:00 am - Braemar Country Club
4001 Reseda Blvd., Tarzana, CA 91357
Who to look for? Michael Berg
August 25th, CAI-GLAC Luncheon
11:30 am - Skirball Center
2701 North Sepulveda Boulevard, LA, CA 90049
Who to look for? - Kimberly Lilley
August 27th, CAI-SD Luncheon
11:00 am - DoubleTree Mission Valley
7450 Hazard Center Drive, San Diego, CA 92108
Who to look for? - Michael Berg and Kimberly Lilley
September 10, CAI-SD Morning Program
8:30 am, Courtyard by Marriott
8651 Spectrum Center Blvd San Diego, California 92123
Who to look for? - Kimberly Lilley
BERG PHOTO GALLERY
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Common Interest Developments
There has been some discussion of revised Fannie Mae guidelines with respect to community associations. This discussion has brought confusion, and I hope to provide some clarity to the issue.
Fannie Mae presented Announcement 08-34 on December 16, 2008 titled “Project Eligibility Review Service and Changes to Condominium and Cooperative Project Policies.” Among the many items included in this Announcement are general policy changes regarding project eligibility requirements, and condominium association project insurance clarifications. More…
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