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Property and Casualty Insurance
Property and casualty insurance coverage is essential in the event that damage or death occurs and you are liable. There are two main types of property and casualty insurance - homeowners and automobile. A homeowners policy covers damage that occurs as a result of weather, fire or other unforeseen damage, or if someone is injured or killed in your house. Auto insurance protects a car owners if they are involved in an accident or if they kill someone with their car. Property and casualty insurance can be purchased for motorcycles, boats, recreational vehicles and rented apartment as well.
In other words, property and casualty insurance is the primary insurance you need to protect your home, family, and business. Your auto insurance policy, homeowners or renters insurance policy or, if you’re a business owner, then your commercial general liability policy, coverage for your boat or small airplane, earthquake coverage, professional liability, workers compensation – all this and more falls under the umbrella of property and casualty insurance. This type of insurance offers you protection from financial loss caused by damage to your personal and business property, as well as legal liabilities from property damage or personal injury for which you are responsible.
Property and casualty insurance is also available for entrepreneurs operating their new businesses from home. However, running a business from home can have its share of liabilities. The homeowners policy alone might not offer liability protection or loss-of-income coverage.
To learn more about the various types of property and casualty insurance policies available, get in touch with Berg Insurance. We will evaluate and study your requirements and advise you on the coverage that is best suited for you. For answers to all your questions on property and casualty insurance, please call 800-989-7990. |
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November 10th, CAI-OC Luncheon
11:00 am, Irvine Marriot
Who to look for? Michael Berg, Kimberly Lilley & Marianne Pick
November 12th, CAI-GLAC Casino Night
6:00 pm, Sportsmen's Lodge Studio City
Who to look for? - Kimberly Lilley
November 16th, CAI-GLAC Luncheon
11:30 am - Skirball Center Los Angeles
Who to look for? Kimberly Lilley
November 17th, CAI-GRIE Luncheon
11:00 am, DoubleTree Ontario
Who to look for? Marianne Pick
December 2nd, CAI-GLAC Holiday Happy Hour
4:00 pm, Bel Air Crest Country Club
Who to look for? Kimberly Lilley
December 6th, CAI-OC Holiday Toy Drive
5:30 pm, Andrei's Irvine
Who to look for? Michael Berg
December 8th, CAI-GRIE TOPS Breakfast
8:15 am, Riverside Convention Center
Who to look for? Kimberly Lilley & Marianne Pick
December 9th, CAI-SD Awards Luncheon
11:00 am, DoubleTree Mission Valley
Who to look for? Kimberly Lilley & Bridgette Tabor
December 14th, CAI-GLAC Luncheon
11:30 pm, Skirball Center Los Angeles
Who to look for? Kimberly Lilley
December 15th, CAI-OC Luncheon
11:00 am, Irvine Marriott
Who to look for? Michael Berg, Marianne Pick & Kimberly Lilley
BERG PHOTO GALLERY
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Common Interest Developments
There has been some discussion of revised Fannie Mae guidelines with respect to community associations. This discussion has brought confusion, and I hope to provide some clarity to the issue.
Fannie Mae presented Announcement 08-34 on December 16, 2008 titled “Project Eligibility Review Service and Changes to Condominium and Cooperative Project Policies.” Among the many items included in this Announcement are general policy changes regarding project eligibility requirements, and condominium association project insurance clarifications. More…
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