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Workers Comp Insurance
No matter how hard employers try to ensure safety in the workplace, accidents are bound to happen. And when they do, workers comp insurance bails them out. This insurance serves two purposes – it provides protection to the workers as well as the employers. For the employers, workers comp insurance protects them from lawsuits filed by workers who were injured while working.
For employees and associates, workers comp insurance covers the cost of medical care in the event of an on-the-job injury. In addition to covering medical expenses, it also provides compensation for a portion of the income they lose during the period that they are unable to work. Regardless of who was at fault, workers receive benefits. In the event of the death of a worker, this insurance also provides death benefits for the worker’s dependents. Workers comp insurance also offers coverage for the treatment of certain illnesses and occupational diseases that can be contracted as a result of employment.
Before you purchase this insurance, you need to know about your state’s regulations pertaining to workers comp insurance. Each state has different requirements and restrictions. If your state offers a state workers’ compensation fund, ask for a quote, and compare it with other insurance providers. You can use online tools to help you with this.
Once you’ve gathered your information, carefully evaluate the various workers comp insurance carriers. When making a decision, keep these factors in mind – the costs of the policy, speed with which the claims are processed, adjuster experience required, and value added services offered.
Considering the technicalities involved, you should always make sure that you have a detailed understanding of the insurance policy that you are buying. That’s what we do at Berg Insurance. We empower our customers with knowledge on various insurance policies and help them make a well-informed choice. If you’d like to discuss details about workers comp insurance, please get in touch with us toll free at 800-989-7990. |
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November 10th, CAI-OC Luncheon
11:00 am, Irvine Marriot
Who to look for? Michael Berg, Kimberly Lilley & Marianne Pick
November 12th, CAI-GLAC Casino Night
6:00 pm, Sportsmen's Lodge Studio City
Who to look for? - Kimberly Lilley
November 16th, CAI-GLAC Luncheon
11:30 am - Skirball Center Los Angeles
Who to look for? Kimberly Lilley
November 17th, CAI-GRIE Luncheon
11:00 am, DoubleTree Ontario
Who to look for? Marianne Pick
December 2nd, CAI-GLAC Holiday Happy Hour
4:00 pm, Bel Air Crest Country Club
Who to look for? Kimberly Lilley
December 6th, CAI-OC Holiday Toy Drive
5:30 pm, Andrei's Irvine
Who to look for? Michael Berg
December 8th, CAI-GRIE TOPS Breakfast
8:15 am, Riverside Convention Center
Who to look for? Kimberly Lilley & Marianne Pick
December 9th, CAI-SD Awards Luncheon
11:00 am, DoubleTree Mission Valley
Who to look for? Kimberly Lilley & Bridgette Tabor
December 14th, CAI-GLAC Luncheon
11:30 pm, Skirball Center Los Angeles
Who to look for? Kimberly Lilley
December 15th, CAI-OC Luncheon
11:00 am, Irvine Marriott
Who to look for? Michael Berg, Marianne Pick & Kimberly Lilley
BERG PHOTO GALLERY
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Common Interest Developments
There has been some discussion of revised Fannie Mae guidelines with respect to community associations. This discussion has brought confusion, and I hope to provide some clarity to the issue.
Fannie Mae presented Announcement 08-34 on December 16, 2008 titled “Project Eligibility Review Service and Changes to Condominium and Cooperative Project Policies.” Among the many items included in this Announcement are general policy changes regarding project eligibility requirements, and condominium association project insurance clarifications. More…
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