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Workers Comp Insurance
No matter how hard employers try to ensure safety in the workplace, accidents are bound to happen. And when they do, workers comp insurance bails them out. This insurance serves two purposes – it provides protection to the workers as well as the employers. For the employers, workers comp insurance protects them from lawsuits filed by workers who were injured while working.
For employees and associates, workers comp insurance covers the cost of medical care in the event of an on-the-job injury. In addition to covering medical expenses, it also provides compensation for a portion of the income they lose during the period that they are unable to work. Regardless of who was at fault, workers receive benefits. In the event of the death of a worker, this insurance also provides death benefits for the worker’s dependents. Workers comp insurance also offers coverage for the treatment of certain illnesses and occupational diseases that can be contracted as a result of employment.
Before you purchase this insurance, you need to know about your state’s regulations pertaining to workers comp insurance. Each state has different requirements and restrictions. If your state offers a state workers’ compensation fund, ask for a quote, and compare it with other insurance providers. You can use online tools to help you with this.
Once you’ve gathered your information, carefully evaluate the various workers comp insurance carriers. When making a decision, keep these factors in mind – the costs of the policy, speed with which the claims are processed, adjuster experience required, and value added services offered.
Considering the technicalities involved, you should always make sure that you have a detailed understanding of the insurance policy that you are buying. That’s what we do at Berg Insurance. We empower our customers with knowledge on various insurance policies and help them make a well-informed choice. If you’d like to discuss details about workers comp insurance, please get in touch with us toll free at 800-989-7990. |
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July 16th, CAI-GRIE Billiards Tournament
SEE PHOTOS
July 28-30, CACM Expo
Disneyland Convention Center
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 6th, CAI-GRIE Bowling Tournament
4:30 pm - Brunswick Classic Lanes
1800 Hamner Avenue, Norco, CA 92860
Who to look for? - Michael Berg, Kimberly Lilley and Marianne Pick
August 10th, CAI-GRIE Luncheon
11:00 am - Riverside Convention Center
3443 Orange Street, Riverside, CA 92501
Who to look for? Kimberly Lilley and Marianne Pick
August 12th, CAI-OC Luncheon
11:30 am - Irvine Marriott
18000 Von Karman Ave., Irvine, CA 92612
Who to look for? Michael Berg, Kimberly Lilley and Marianne Pick
August 16th, CAI-GLAC Golf Tournament
8:00 am - Braemar Country Club
4001 Reseda Blvd., Tarzana, CA 91357
Who to look for? Michael Berg
August 25th, CAI-GLAC Luncheon
11:30 am - Skirball Center
2701 North Sepulveda Boulevard, LA, CA 90049
Who to look for? - Kimberly Lilley
August 27th, CAI-SD Luncheon
11:00 am - DoubleTree Mission Valley
7450 Hazard Center Drive, San Diego, CA 92108
Who to look for? - Michael Berg and Kimberly Lilley
September 10, CAI-SD Morning Program
8:30 am, Courtyard by Marriott
8651 Spectrum Center Blvd San Diego, California 92123
Who to look for? - Kimberly Lilley
BERG PHOTO GALLERY
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Common Interest Developments
There has been some discussion of revised Fannie Mae guidelines with respect to community associations. This discussion has brought confusion, and I hope to provide some clarity to the issue.
Fannie Mae presented Announcement 08-34 on December 16, 2008 titled “Project Eligibility Review Service and Changes to Condominium and Cooperative Project Policies.” Among the many items included in this Announcement are general policy changes regarding project eligibility requirements, and condominium association project insurance clarifications. More…
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